DBS Bank India Limited LUDHIANA IFSC Code, MICR Code - Ludhiana, Punjab

DBS Bank India Limited LUDHIANA Branch IFSC Code, MICR Code (Ludhiana, Punjab). IFSC code is used for NEFT, IMPS and RTGS Transactions.

IFSC Code, MICR Code of DBS Bank India Limited LUDHIANA - Ludhiana, Punjab

IFSC Code:DBSS0IN0862
MICR Code:141641002
Branch Code:IN0862 (Last six characters of IFSC Code represent Branch code)
Address:GROUND FLOOR, B-20-40004/39-F, SARABHA NAGAR, MALHAR ROAD, LUDHIANA, PUNJAB-141001
Branch:LUDHIANA
City:LUDHIANA
District:Ludhiana
State:Punjab
Contact No.:

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DBS Bank India Limited IFSC Code is DBSS0IN0862, MICR Code is 141641002, Branch Code is IN0862 which is last six characters of IFSC Code, Branch name is LUDHIANA located in GROUND FLOOR, B-20-40004/39-F, SARABHA NAGAR, MALHAR ROAD, LUDHIANA, PUNJAB-141001, LUDHIANA, Ludhiana, Punjab, Contact no. is (No. not provided). IFSC code is used for NEFT, IMPS and RTGS Transactions.

What is IFSC Code?

IFSC code is an alphanumeric code stands for Indian Financial System Code, which is uniquely assigned to each bank branch for the main three payment and settlement systems in India:

  1. National Electronic Funds Transfer (NEFT)
  2. Real Time Gross Settlement (RTGS)
  3. Immediate Payment Service (IMPS)

IFSC code is represented by 11 digit character, the first 4 characters of the IFSC code represent the name of the bank, the fifth character is 0 reserved for future use, the last 6 numbers represent the branch code of the bank. The very common use of the IFSC Code is to transfer fund using Internet Banking.


What is MICR Code?

MICR code is short for Magnetic Ink Character Recognition Code is a 9-digit code that identifies the city, bank, and branch, which is found at the bottom of the cheque. With a special machine, MICR codes help faster processing of cheques. MICR code is consists of 3 parts:

  1. The first 3 digits represent the city code, this code is aligned with the PIN code we use for a postal address in India.
  2. The next 3 digits represent the bank code.
  3. The last 3 digits represent the branch code.