South Indian Bank PALAI IFSC Code, MICR Code, Contact No. - Kottayam, Kerala

South Indian Bank PALAI Branch IFSC Code, MICR Code (Kottayam, Kerala). IFSC code is used for NEFT, IMPS and RTGS Transactions.

IFSC Code, MICR Code, Contact No. of South Indian Bank PALAI - Kottayam, Kerala

IFSC Code:SIBL0000062
MICR Code:686059002
Branch Code:000062 (Last six characters of IFSC Code represent Branch code)
Address:VADAYATTU BUILDINGS, PETTA ROAD ,LALAM JUNCTION, PALA,PINCODE: 686575
Branch:PALAI
City:PALAI
District:Kottayam
State:Kerala
Contact No.:4822-212424

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South Indian Bank IFSC Code is SIBL0000062, MICR Code is 686059002, Branch Code is 000062 which is last six characters of IFSC Code, Branch name is PALAI located in VADAYATTU BUILDINGS, PETTA ROAD ,LALAM JUNCTION, PALA,PINCODE: 686575, PALAI, Kottayam, Kerala, Contact no. is 4822-212424. IFSC code is used for NEFT, IMPS and RTGS Transactions.

Other South Indian Bank Branches at Kottayam, Kerala

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What is IFSC Code?

IFSC code is an alphanumeric code stands for Indian Financial System Code, which is uniquely assigned to each bank branch for the main three payment and settlement systems in India:

  1. National Electronic Funds Transfer (NEFT)
  2. Real Time Gross Settlement (RTGS)
  3. Immediate Payment Service (IMPS)

IFSC code is represented by 11 digit character, the first 4 characters of the IFSC code represent the name of the bank, the fifth character is 0 reserved for future use, the last 6 numbers represent the branch code of the bank. The very common use of the IFSC Code is to transfer fund using Internet Banking.


What is MICR Code?

MICR code is short for Magnetic Ink Character Recognition Code is a 9-digit code that identifies the city, bank, and branch, which is found at the bottom of the cheque. With a special machine, MICR codes help faster processing of cheques. MICR code is consists of 3 parts:

  1. The first 3 digits represent the city code, this code is aligned with the PIN code we use for a postal address in India.
  2. The next 3 digits represent the bank code.
  3. The last 3 digits represent the branch code.