Utkarsh Small Finance Bank SURAT IFSC Code, MICR Code, Contact No. - Surat, Gujarat

Utkarsh Small Finance Bank SURAT Branch IFSC Code, MICR Code (Surat, Gujarat). IFSC code is used for NEFT, IMPS and RTGS Transactions.

IFSC Code, MICR Code, Contact No. of Utkarsh Small Finance Bank SURAT - Surat, Gujarat

IFSC Code:UTKS0001540
MICR Code:395762002
Branch Code:001540 (Last six characters of IFSC Code represent Branch code)
Address:GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJARAT
Branch:SURAT
City:SURAT
District:Surat
State:Gujarat
Contact No.:80-9038093259

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Utkarsh Small Finance Bank IFSC Code is UTKS0001540, MICR Code is 395762002, Branch Code is 001540 which is last six characters of IFSC Code, Branch name is SURAT located in GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJARAT, SURAT, Surat, Gujarat, Contact no. is 80-9038093259. IFSC code is used for NEFT, IMPS and RTGS Transactions.

What is IFSC Code?

IFSC code is an alphanumeric code stands for Indian Financial System Code, which is uniquely assigned to each bank branch for the main three payment and settlement systems in India:

  1. National Electronic Funds Transfer (NEFT)
  2. Real Time Gross Settlement (RTGS)
  3. Immediate Payment Service (IMPS)

IFSC code is represented by 11 digit character, the first 4 characters of the IFSC code represent the name of the bank, the fifth character is 0 reserved for future use, the last 6 numbers represent the branch code of the bank. The very common use of the IFSC Code is to transfer fund using Internet Banking.


What is MICR Code?

MICR code is short for Magnetic Ink Character Recognition Code is a 9-digit code that identifies the city, bank, and branch, which is found at the bottom of the cheque. With a special machine, MICR codes help faster processing of cheques. MICR code is consists of 3 parts:

  1. The first 3 digits represent the city code, this code is aligned with the PIN code we use for a postal address in India.
  2. The next 3 digits represent the bank code.
  3. The last 3 digits represent the branch code.